What Is Direct Deposit? How It Works and How You Can Set It Up. Get 360 Checking Benefits How to enroll FAQs Get paid sooner With early paycheck, you can get paid up to 2 days sooner. Its Essential Checking account features direct deposit. Early pay with direct deposit SoFi is a prominent online bank that offers a Checking and Savings account with a variety of customer-friendly features. If you’re looking for early direct deposit banks, you will want to open an Axos Bank account to stop waiting for your paycheck. Then banks hold the funds until the paycheck posting date. SoFi’s checking account lets you get paid up to two days sooner. With Early Pay Day, the Bank may make funds from an incoming electronic ACH direct deposit available for use up to two days before the scheduled payment date. com/_ylt=AwrFAJ1fH1pkKqcCkrxXNyoA;_ylu=Y29sbwNiZjEEcG9zAzUEdnRpZAMEc2VjA3Ny/RV=2/RE=1683656672/RO=10/RU=https%3a%2f%2fwww. Axos Bank Essential Checking 6. Get 24/7 access to cash advances with MyAdvance ®. The exact amount depends on your direct deposit amount. If youre looking for early direct deposit banks, you will want to open an Axos Bank account to stop waiting for your paycheck. Together with early access to direct deposit, the 24-hour grace period expands and replaces Wells Fargo’s existing Overdraft Rewind ® service. You can find big and small traditional banks, online banks, credit unions and neobanks that all offer early direct deposits. xu0Gta7KcoMBoi4UhQGHXLfUC4- referrerpolicy=origin target=_blank>See full list on cnet. Get 360 Checking Benefits How to enroll FAQs Get paid sooner With early paycheck, you can get paid up to 2 days sooner. Get your money sooner Set up direct deposit and get that “just paid” feeling up to two business days early Get your money faster A benefit available with your Chase Secure Banking account. The bank allows up to eight early direct. Works for more than paychecks Set up direct deposit for government benefits, tax refunds, pensions and more. Normally, banks will hold on to your paycheck to process it before the funds are released to you. $1,000–$4,999 deposit = sign-up bonus of $50 $5,000 or more deposit = sign-up bonus of $250 Best for reversing overdraft fees: Citizens Bank When you sign up for a checking account with Citizen’s Bank, you can receive a two-day early direct deposit. Top 12 Banks With Early Direct Deposit 1. Shares of PacWest closed down 50% on May 4 and are down 75% year-to-date. The early direct deposit process provides you with funds before receiving the payout. Digital banks, which often offer early direct deposit for eligible customers, applied the same model to the stimulus checks. As long as you set up direct deposit, you’ll receive a bonus within 15 days. Early direct deposit is a feature offered by some banks that offers access to direct deposit funds up to two Several banks give you access to your direct deposit payment early, such as Axos. Early Paycheck, Get Paid Early / Capital One Early Paycheck With 360 Checking & direct deposit you can get paid up to 2 days sooner. Up to 2 days early for paychecks, up to 4 days early for government benefits. You can find big and small traditional banks, online banks, credit unions and neobanks that all offer early direct deposits. Best Early Direct Deposit Accounts 1. Call the Social Security National 800 Number at 800-772-1213. Many banks offer early direct deposit only on a specific checking account—but Regions customers can enjoy Early Pay on all checking, savings and money market accounts, as well as the prepaid Now Card. Ally Bank: Ally offers early direct deposit automatically if you receive recurring direct deposit payments to your checking account. That doesnt apply to ATM cards, though. Reload methods: Direct deposit; bank transfer; PayPal, Apple Pay, Venmo and Square Cash transfer; PopMoney transfer (for a fee); add cash at retailers like 7-Eleven and Walgreens that. In addition to early direct deposit, Fifth Third Bank also offers cash advances through its. Get a $250 bonus in your online bank account when you set up direct deposit. Usually, direct deposits are sent to your checking account via ACH up to two days early with a designated posting date. The exact amount depends on your direct deposit amount. While that amount is more than 10 times the national average APY, its not. Your credit limit can range from $50 to up to $1,000—with more money available over time—with no credit check. 33 Bank Accounts With Early Direct Deposit to Get Your …. Best Early Direct Deposit Accounts 1. Feel secure You won’t have to worry about mailed paychecks getting lost or stolen. Get paid up to 2 days early 1 with direct deposit Get Paid Early Set up direct deposit through Chime to get started Get. Copper The Best Accounts With Early Direct Deposit Note: The checking offers. Normally, its simply impossible to get your paycheck early, but with Current, you can—even if payday is still a couple days out. Many banks offer early direct deposit only on a specific checking account—but Regions customers can enjoy Early Pay on all checking, savings and money market accounts, as. Varo has no minimum balance requirements, no monthly fees, and earns interest! And you can get your paycheck direct deposit up to two days early⁵. Offer valid through 6/30/2023. Usually, the process ends at this stage. The new early direct deposit offering, which is beginning this month, applies to eligible direct deposits such as payroll, tax refunds, government benefits and pensions — categories that. If you have direct deposit, you’ll automatically get Citizens Paid Early. SoFi’s checking account lets you get paid up to two days sooner. Get your money sooner Set up direct deposit and get that just paid feeling up to two business days early Get your money faster A benefit available with your Chase Secure Banking account. Now, PacWest and Western Alliance are also struggling. May 1, 2023. Best Banks For Early Direct Deposit In 2023. Ally Bank: Ally offers early direct deposit automatically if you receive recurring direct deposit payments to your checking account. 15% APY and a fee-free experience to those with an Apple Card. Let’s say you have a $2,000 paycheck coming in two days. ET, Monday through Friday and between 8:00 a. In addition, SoFi provides access to over 55,000 ATMs within the Allpoint® Network. Direct link to offer. Download Form Active Army Early Pay Dates. Chime Bank (2 day) (courtesy @creditfan) 2. Alternatively, to waive the fee, you can maintain a daily balance of $1,500 or a minimum balance of $5,000 in linked accounts. 10 Banks With the Best Customer Service Capital One Bank of America Ally Bank Citi TD Bank Chase American Express Wells Fargo US Bank SoFi simonkr / Getty Images When you open a new account with a bank, you’re choosing a company to build a relationship with. First Republic Taken Over By JPMorgan Chase. Direct deposit is an automatic electronic deposit made to your account by someone else, such as an employer issuing payroll or a government agency paying benefits. Ally Bank Help Center: Early Direct Deposit FAQs / Ally Bank Checking & Savings Credit Cards Investing & Retirement Mortgage Auto Personal Loans Early Direct Deposits FAQs FAQs Is there a limit to how many early direct deposits I can receive? Do I need to sign up for early direct deposit? How do I set up direct deposit?. A single direct deposit of $250 or more Student, under the age of 25 Early Account Termination Fee There is a $30 fee if closed within 90 days Our Verdict Better than the previous bonus that was for $300. Axos Bank provides personal loans from $5,000 to $35,000 – terms from 12 to 60 months (for example, a $15,000 loan with an Annual Percentage Rate (APR) of 13. Direct deposit up to two days early¹ is something were proud to offer our members. Early Pay is a convenient service that gives you access to your direct deposit funds up to two days earlier than the scheduled payment date. There are no overdraft fees, minimum balance fees, or monthly fees. The California Department of Financial Protection and Innovation said it has appointed the FDIC as the receiver and that as of April 13, 2023, First Republic Bank,. JPMorgan is paying the FDIC $10. Early Pay is available for Fifth Third Momentum ® Checking accounts only. or Stride Bank, N. Migliozzi said early deposits could help reduce overdraft charges, an idea banks like Well Fargo are using as a selling point. Get your money sooner Set up direct deposit and get that “just paid” feeling up to two business days early Get your money faster A benefit available with your Chase Secure. 9 billion, according to a statement. TD Bank will give you free money with its checking accounts if you meet the direct deposit requirements. Known as early direct deposit, this feature is now offered by some banks and credit unions, and makes the deposited money available to the account holder as soon as the payer releases the funds. Early Pay: Get Paid Two Days Early / Huntington Bank Personal Checking Early Pay Introducing Early Pay When we saw people playing the payday waiting game, we found a way to make payday come early. Ally Interest Checking Account 3. Credit unions with early direct deposit. The exact amount depends on your direct deposit amount. Fifth Third Bank. GO2bank is a neobank created by Green Dot, a fintech company. The bank offers an online checking account 3. New easy-access, short-term credit product – To give consumers another option to meet personal financial needs, such as paying a bill or making a small purchase, Wells Fargo will offer qualifying. The digital bank, formerly known as Bank of. With Chime, you will get a free overdraft fee for up to $200, get early payments via direct deposit, and get 1. Early Direct Deposit * Set up direct deposit into your LendingClub account and you’re eligible to receive your money up to two days early. 5 million downloads No minimum opening deposit Over 60,000 fee-free 1 ATMs Get paid up to 2 days earlier with direct deposit 2. Check out our list of the best banks that offer early direct deposit. These banks offer early direct deposit to compete with neobanks like Chime, Varo and One that make paychecks available within five minutes, according to Shamir Karkal, co-founder of Simple, a former BBVA executive and current CEO of the fintech Sila Money. JPMorgan is paying the FDIC $10. Top 12 Banks With Early Direct Deposit 1. Best Bank Accounts To Get Early Direct Deposit>9 Best Bank Accounts To Get Early Direct Deposit. Woodforest National Bank (2 day) (courtesy @ GentMAB) Other: 1. 15 Best Bank Bonuses and Promotions of May 2023. You can set up direct deposits with the following types of accounts: Traditional deposit bank accounts, such as checking or savings accounts Investment accounts Some prepaid debit cards, such as the Bluebird Card from American Express Some payment apps, such as Cash App or PayPal Upgrade Your Checking Account. Banks That Give You Direct Deposit EarlyEarly Pay: Get Paid Two Days Early / Huntington Bank Personal Checking Early Pay Introducing Early Pay When we saw people playing the payday waiting game, we found a way to make payday come early. As part of the deal, JPMorgan will absorb about $185 billion of First. What Is Direct Deposit? How It Works and How You …. The LendingClub LendingClub Rewards Checking Account offers you the early paycheck service. The first direct deposit must be credited to checking account within 30 days of checking account opening to receive an additional $150 cash bonus. With over 135,000+ five-star reviews, Chime makes mobile banking easy. Wells Fargo Early Pay Day Get paid sooner with Early Pay Day Early Pay Day 1 gives you access to your eligible direct deposits up to two days early Peace of mind Set up Direct Deposit and never worry about checks getting lost, delayed, or stolen Get paid early Receive your funds up to two days sooner 2 No need to enroll. How to Get Your Paycheck Early. JPMorgan is paying the FDIC $10. ™ Now an automatic feature with your direct deposit. Varo is a modern app and online bank that is delivering awesome free checking with interest. Income you receive from your employer, Social Security, pension and retirement plans, the Armed Forces, VA Benefits, and annuity or dividend payments may all qualify for Direct Deposit. $150 bonus when you receive a direct deposit of at least $250 within 30 days of account opening The Fine Print $300 Cash Bonus Rules and Eligibility. Meanwhile, Western Alliance saw its shares tumble 38% on May 4, and they are down 70% for the year. “People love the early direct deposit,” Karkal said. Account opening and overdraft protection is subject to qualifications. Give them a call: You can reach the bank’s customer service line by calling 844-487-8478 between 8:00 a. Youll be automatically enrolled to receive your paycheck up to two days sooner. Ally Bank Help Center: Early Direct Deposit FAQs / Ally Bank Checking & Savings Credit Cards Investing & Retirement Mortgage Auto Personal Loans Early Direct Deposits FAQs FAQs Is there a limit to how many early direct deposits I can receive? Do I need to sign up for early direct deposit? How do I set up direct deposit?. 10% APY and 1% cash back on unlimited purchases, if you can maintain a $2500 balance on your account. There is a $12 monthly fee for this account, but you can have that waived with $500 in monthly direct deposits. Get faster access to direct deposits with Early Pay Day 1 so you can confidently take control of your financial future. Axos Bank is an online-only bank that offers checking, savings and money market accounts, as well as certificates of deposit (CDs). Direct Deposit is a service that automatically deposits recurring income into any Wells Fargo checking or savings account you choose. In other words, if you get paid via direct deposit, you can receive your paycheck a little sooner than scheduled. Check out our list of the best banks that offer early direct deposit. Apr 4, 2023. If you have a Huntington checking account with direct deposit, you could get your pay up to two days early. Chime provides banking services designed to make it easier for you to manage your money and get various benefits for all your financial transactions. When you set up a qualifying direct deposit to your Regions checking, savings or money market account or Regions Now Card®, youll be able to get your funds up to two days early through Early Pay—it’s automatic and theres no additional cost. Feel secure You wont have to worry about mailed paychecks getting lost or stolen. To send in your deposits: Mail a deposit slip and the check you want to deposit to a Citibank address. Capital One 360 Checking 7. But banks, neobanks and fintech companies that include early direct deposit features are willing to deposit your payroll payment into your account before they’ve finished processing the funds from your employer. 1 No need to sign up and it’s absolutely free. What banks let you get paid up to two days early? Here is a list of FDIC-insured banks that are known for giving you access to your direct deposit up to two days early: – Citizens Bank – Current – Freedom First – SoFi – USAA. Check out our list of the best banks that offer early direct deposit. In other words, if you get paid via direct deposit, you can receive your paycheck a little sooner than scheduled. 7 Bank Accounts That Will Give You Free Money. Apple recently launched a high-yield savings account administered by Goldman Sachs, offering 4. Get a paycheck advance with early direct deposit when you need it, because life doesnt always wait for payday. Universal Direct Deposit Form Complete our Universal Direct Deposit Form and give it to your employer or payer organization. Many banks offer early direct deposit only on a specific checking account—but Regions customers can enjoy Early Pay on all checking, savings and money market accounts, as well as the prepaid Now Card. Early Pay is a convenient service that gives you access to your direct deposit funds up to two days earlier than the scheduled payment date. Banks With Early Direct Deposit. You can set up direct deposits with the following types of accounts: Traditional deposit bank accounts, such as checking or savings accounts Investment accounts Some prepaid debit cards, such as the. PA] Service 1st Federal Credit Union $300 Checking Bonus. However, you also have the option to split the direct deposit across more than one account, and taking advantage of this arrangement can help boost your savings. How to get your paycheck early: Current is built to give you flexibility, freedom in your life, and faster money Thats why, with a Current Account, early direct deposit¹ is a feature we offer our members. Then banks hold the funds until the paycheck posting date. Current will add $2,000 to your account before the ACH transfer gets finalized. Direct deposit provides you with same day access to your money—you can draw on your. You Can Get Your Paycheck 2 Days Sooner. $1,000-$4,999 deposit = sign-up bonus of $50 $5,000 or more deposit = sign-up bonus of $250 Best for reversing overdraft fees: Citizens Bank When you sign up for a checking account with Citizens Bank, you can receive a two-day early direct deposit. Get Paid Sooner with Wells Fargo Early Pay Day. Employers submit payroll details before providing paychecks. Axos Bank Image: Axos Bank The Axos Bank CashBack Checking Account ranked as one of our favorite online checking accounts of all time due to the 1% cashback offer and online bill pay. The direct deposit process lets you receive your paycheck up to two days early. Let’s say Sam and Sara each earn $1,000 per week. 30 bank accounts with early direct deposits 1. In addition to early direct deposit, Fifth Third Bank also offers cash advances through its. Apply for a Wells Fargo Everyday Checking account today Or explore your checking options. Typically, when you set up a direct deposit, the money goes into a checking or savings account of your choice. Normally, its simply impossible to get your paycheck early, but with Current, you can—even if payday is still a couple days out. Early Pay Day>Wells Fargo Early Pay Day. What is Early Pay and How Does It Work?. Usually, direct deposits are sent to your checking account via ACH up to two days early with a designated posting date. Theres no enrollment required and no fee - Early Pay Day is included with Direct Deposit. With direct deposit services, there are no checks to worry about getting lost or stolen. UMB Bank is offering a $400 checking bonus when you open a new select or value checking account and complete the following. You will need your account number. Here is a list of FDIC-insured banks that are known for giving you access to your direct deposit up to two days early: -Citizens Bank -Current -Freedom First -SoFi -USAA -VyStar Credit. Chime is an award-winning mobile banking app with no monthly fees that can get you paid up to 2 days early with direct deposit. Direct deposit is an electronic transfer of funds from a payer to a payees account. Split Direct Deposit Between Two Banks To Save Money. Get your money sooner Set up direct deposit and get that “just paid” feeling up to two business days early Get your money faster A benefit available with your Chase Secure Banking account. Here is a list of FDIC-insured banks that are known for giving you access to your direct deposit up to two days early: -Citizens Bank -Current -Freedom First -SoFi -USAA -VyStar Credit Union -Varo Is direct deposit free? With most banks, setting up direct deposit for your paycheck is both convenient and free. Normally, banks will hold on to your paycheck to process it before the funds are released to you. Ally Bank Help Center: Early Direct Deposit FAQs / Ally Bank Checking & Savings Credit Cards Investing & Retirement Mortgage Auto Personal Loans Early Direct Deposits. Federal tax refunds may be received from the Internal Revenue Service up to five days before the scheduled payment date. Direct deposit is an automatic electronic deposit made to your account by someone else, such as an. Ally Bank made headlines in June when it said it would. Once we receive information about your incoming direct deposit from your payor, we may make the funds available for your use up to two days earlier 2 than your. Frost Bank gives direct deposit customers early paycheck. Chime® offers a mobile banking option that is easy to use and comes with plenty of benefits. Early Pay Day gives you access to your eligible direct deposits 3 up to two days early. Andrews Federal Credit Union Online Checking Account 5. Banking services provided by Choice Financial Group, Member FDIC. Your life is unique, and we believe you deserve your hard-earned money as soon as possible. bank to offer early paycheck, a feature that allows customers to access direct deposit paychecks up to two days sooner than traditional direct deposit processes. 30 bank accounts with early direct deposits 1. 5 million downloads No minimum opening deposit Over 60,000 fee-free 1 ATMs Get paid up to 2 days earlier with direct deposit 2. How Capital One’s commitment to our customers led to our early paycheck feature In March 2021, Capital One became the first major U. Get 24/7 access to cash advances with MyAdvance ®. JPMorgan Chase to offer early access to paychecks, more …. Let’s say you have a $2,000 paycheck coming in two days. Ally Bank: Ally offers early direct deposit automatically if you receive recurring direct deposit payments to your checking account. Open a deposit account Apply for a prepaid Regions Now Card. You will need the First National Bank Texas & First Convenience Bank Routing Number (111906271) and your account number. You can do this by depositing a percentage or set amount in your chosen accounts each pay period. Varo has no minimum balance requirements, no monthly fees, and earns interest! And you can get your paycheck direct deposit up to two days early⁵. “Its deposits are federally insured by the FDIC. Early with Faster Direct Deposits. The money you need, when you need it. Banking services provided by Choice Financial Group, Member FDIC. UMB Bank is offering a $400 checking bonus when you open a new select or value checking account and complete the following requirements: Fund the account with the minimum opening deposit of $1,000 for UMB Select Checking or $100 for UMB Value Checking. Here is a list of FDIC-insured banks that are known for giving you access to your direct deposit up to two days early: -Citizens Bank -Current -Freedom First -SoFi -USAA -VyStar Credit Union -Varo Is direct deposit free? With most banks, setting up direct deposit for your paycheck is both convenient and free. Learn more about Early Pay. 20% APY on their savings and Vaults balances, and 1. Sam wants to start saving 10% of his paycheck. Specifically, you will need to provide your bank or credit union routing number and account number, or else your employer will not be able to initiate the direct deposit. Some banks allow you to access your paycheck earlier; sometimes, you can access your money up to two days earlier than at a traditional bank. Usually, direct deposits are sent to your checking account via ACH up to two days early. Enroll in Direct Deposit - Make a request through your employer’s payroll office using EFCU Financial’s routing number—265473511—and your account number. Ally Bank: Ally offers early direct deposit automatically if you receive recurring direct deposit payments to your checking account. This new feature gives you earlier access to your cash, helps avoid the stress of overdrafts and provides a head start on paying bills. Citizens Paid Early™ Get paid up to 2 days early when you have direct deposit. But banks, neobanks and fintech companies that include early direct deposit features are willing to deposit your payroll payment into your account before theyve finished processing the funds from your employer. The bank allows up to. 20% APY 1 Members with direct deposit can earn 4. Early pay with direct deposit SoFi is a prominent online bank that offers a Checking and Savings account with a variety of customer-friendly features. If your employer requests a form from us, just email member[email protected]. AZ, CO, IL, MO, NE, OK, KS, TX] UMB Bank $400 Checking Bonus. Albert Cash Albert Cash Account 4/5 Annual Percentage Yield (APY) None Minimum Deposit Amount $0 View Full Details Start banking On Alberts. Varo has no minimum balance requirements, no monthly. Chime® Our Top Pick LetMeBank’s rating Apply Now Features & Benefits Over 14. For those who want the highest possible rate or don’t have an Apple Card, you. Early Pay grants you access to your eligible direct deposit payments up to two days prior to the scheduled payment date. A split direct deposit gives you the ability to deposit your paycheck into multiple accounts. How is it possible to get your funds two days early? “Every. Watch our short video to learn more. This is definitely worth doing if you live in an eligible area and we will add this to our list of the best bank account bonuses. You can spend the $2,000 in any way you desire. You wait for payday and then claim your check. Cash Advance with MyAdvance. Apple’s high-yield savings account offers a solid 4. This is definitely worth doing if you live in an eligible area and we will add this to our list of the best bank account bonuses. Some banks allow you to access your paycheck earlier; sometimes, you can access your money up to two days earlier than at a traditional bank. Early Pay is a convenient service that gives you access to your direct deposit funds up to two days earlier than the scheduled payment date. 1 Access your paycheck up to 2 days sooner with Citizens Paid Early. Get a $250 bonus in your online bank account when you set up direct deposit. $1,000–$4,999 deposit = sign-up bonus of $50 $5,000 or more deposit = sign-up bonus of $250 Best for reversing overdraft fees: Citizens Bank. What Time Does Direct Deposit Hit?. Early Paycheck, Get Paid Early / Capital One Early Paycheck With 360 Checking & direct deposit you can get paid up to 2 days sooner. What banks have fast direct deposit? Several banks give you access to your direct deposit payment early, such as Axos Bank, Capital One, Chase or Wells Fargo. Have qualifying direct deposits totaling $2,500 or more post. For many, this means receiving your funds as early as Wednesday on pay week. 33 Bank Accounts With Early Direct Deposit to Get Your. Some prepaid debit cards, such as the Bluebird Card from American Express. Enroll in Direct Deposit - Make a request through your employers payroll office using EFCU Financials routing number—265473511—and your account number. For a limited time, you. Several other traditional banks that have revamped either their overdraft or direct deposit models include, PNC, Huntington Bank, Capital One and Fifth Third Bank. To set up direct deposit:. Minimum direct deposit amount to receive this offer is a regular $250. Chime® Our Top Pick LetMeBanks rating Apply Now Features & Benefits Over 14. It includes a debit card and a solid mobile app experience!. You can set up direct deposits with the following types of accounts: Traditional deposit bank accounts, such as checking or savings accounts. Once the check is deposited, the funds are immediately available to you; Note: For Direct Deposit of your Social Security checks, either visit www. Chime is an award-winning mobile banking app with no monthly fees that can get you paid up to 2 days early with direct deposit. Ally is an online-only bank with a high-yield checking account that offers early direct deposit for free. Can’t clear that hurdle? The TD Convenience Checking account has a $150 bonus with $500 in direct deposits. How to Set Up Direct Deposit – Wells Fargo. As part of the deal, JPMorgan will. What banks let you get paid up to two days early? Here is a list of FDIC-insured banks that are known for giving you access to your direct deposit up to two days early: – Citizens Bank. The California Department of Financial Protection and Innovation said it has appointed the FDIC as the receiver and that as of April 13, 2023, First Republic Bank, had total assets of approximately $229. With over 135,000+ five-star reviews, Chime makes mobile banking easy with a modern and intuitive banking app that handles everything from tracking your spending and savings to paying friends. com>21 Banks With Early Direct Deposit. Wells Fargo Early Pay Day Get paid sooner with Early Pay Day Early Pay Day 1 gives you access to your eligible direct deposits up to two days early Peace of mind Set up Direct Deposit and never worry about checks getting lost, delayed, or stolen Get paid early Receive your funds up to two days sooner 2 No need to enroll. Truist Bank: 2023 Banking Review - CNET Money You can choose from a wide range of checking and savings options at one of the biggest banks in the country – but don’t count on earning any. Citizens Paid Early™ Get paid up to 2 days early when you have direct deposit. You can spend the $2,000 in any way you desire. How to set up direct deposit. 20% APY on their checking balances. 30 bank accounts with early direct deposits 1. The TD Beyond Checking has a $300 bonus with cumulative direct deposits of $2,500 or more in the first 60 days. Known as early direct deposit, this feature is now offered by some banks and credit unions, and makes the deposited money available to the account holder as. Compare 12 banks that offer early direct deposit. Varo is a modern app and online bank that is delivering awesome free checking with interest.